4 Healthy Lifestyle Tips That Can Actually Lower Your Insurance Premium

There are a lot of factors that health insurance companies take into consideration when calculating your risk factor. This risk factor will then be used to determine the amount of insurance premium you have to pay to get the health coverage you need.

It is also not a secret that you can lower your risk factor or rating by living a healthier life. We’ve covered a lot of great tips and tricks that will help you get started, but in this part we are going to focus on the five tips that will actually lower your insurance premium almost immediately.

Quit Smoking!

If you are a smoker – either a casual smoker or a heavy one – one of the absolute best ways to lower your insurance premium is by quitting smoking. The act of quitting alone will help lower your insurance premium by as much as 10%.

The longer you stay smoke-free, the lower your risk factor will be. Your body is simply recovering from exposure to nicotine, tar and other toxic materials. The next time you go in for a medical check-up for the insurance renewal, don’t be surprised to see a drop in insurance premium.

Maintain a Healthy Weight

You don’t have to go through a heavy diet just to lose weight for the purpose of reducing your insurance premium. There are other factors the insurance companies review when determining your risk factor, namely your height, your BMI (Body Mass Index) and the overall health of your body.

Instead of taking the risk of getting ill due to an incorrect diet, it is much more important to maintain one that is actually good for your body. Regular consumption of fruits and vegetables, for instance, can help meet your daily nutrients requirements, which will result in a lower BMI and a healthier body.

The Outside Matters

You need to look healthy as much as you need to feel healthy. Don’t just focus on the inside. You need to work on diets and exercises that will also help you improve on the outside. Apples and other fruits with high antioxidants, for instance, can help your skin appear healthier and remove signs of aging in just a few weeks.

Regular consumption of certain supplements and vitamins can also help you keep up with the daily nutrients requirement. Whichever nutrients you can consume naturally, you will also get from the supplements.

Assume an Active Lifestyle

According to a study by the masters in health law department of Hofstra Law, people who have an active lifestyle actually pay less in health insurance premium. Having a good career or being in the process of pursuing a higher degree are all great signs of a good life. These seemingly simple activities will help you lower your risk factor further.

There are even online courses that will help you pursue a master’s degree and lower your insurance premium at the same time. You can enroll into that healthcare law school you’ve been reading about for a while and get a master’s degree while working a full-time job.

These are some of the best ways to get started if you want to reduce your health insurance premium by assuming a healthier lifestyle. For more tips and tricks, be sure to stay tuned right here on Green Medical Group.

Best Fitness Tips for the Successful Public Health Student

Staying fit and regularly working out can be difficult to schedule into your day when studying for a public health degree online. It can seem impossible when you are trying to focus on assignments, lectures and placements, but it is important to lead a healthy lifestyle, and to maintain or improve fitness you should be going to the gym or exercising at home at least four times a week. Whether you are studying for a masters in public health online or on campus, these tips can help you get the body you desire.

Just Do It

Most students struggle to fit in a new exercise regime and keep to it. Many continue it for the first couple of weeks and give up, or are concerned about actually starting to begin with. You may think that because you are studying for a masters of public health you have so much to do already, but if you schedule it into your day, it is definitely possible. So just get straight into it, stop complaining and start exercising.

Just think about all the mental and physical benefits you will receive from working out. The only person that can motivate you in the end is you, you don’t need to go full out all at once; just start slowly and build it up, as that way you are more likely to continue on your fitness venture.

Find a Fitness Buddy

If you’re still worried about getting your new fitness regime started, why not enlist a fitness buddy. By working out with a buddy it means that you are less likely to miss out on workouts and you are more likely to push yourself further. Not only will having a fitness buddy help to improve your health, but it will also improve your academic performance, as while you are working out you can get your partner to test your knowledge for your public health assignments.

Get Enough Sleep

Getting enough sleep can help improve both your academic performance and overall health. As a student, you know that when an assignment is looming, it is sometimes necessary to pull an all-nighter to finish it. However, by doing this regularly it can leave you irritable, unfocused, and will make you gain weight; it will also seriously affect your health.

Mix It Up

Make sure that you mix up your types of exercise, otherwise it can get a little boring and tedious; it will also make you less likely to want to go to the gym. Ensure that you choose sports and activities that you enjoy, but that will also slim and tone the areas that you desire.

Balance

It’s important to keep balance within your new healthy lifestyle. Make sure you’re not exercising too much or restricting your food. However, also ensure that you’re not skipping your exercise and eating junk food. Doing either will cause you to feel unwell and that is not the aim of this, so now with these fitness tips you’ll be able to have the body you desire.

Why Should You Choose Natural Health Products?

There are many different things that are not properly understood when referring to natural health products. These are basically products that come as herb extracts or that are in plant form. They include minerals, vitamins, probiotics, herbal treatments and various other components like essential fatty acids and amino acids. It is really important that you know all that you can about these products. When you take a look at people that may want to expunge your record you can easily notice that in many cases the problem is associated with professionals recommending bad medication. Natural health products will promote proper health by taking advantage of the natural capability of the body to recover. However, this does not mean that everything is going to work and that the input of a doctor is not needed.

Current Situation

Most of the medication that you can buy in a pharmacy is synthetic. This can offer different harmful effects and in many cases results are unreliable. Individuals are now interested in going for a natural approach in order to improve overall health. This is why the natural health products are gaining popularity.

The only problem is that many still think that the natural health products are not going to be effective. That is interesting since products are normally completely safe to use and natural. The benefits that are offered are not normally understood well because people lack the necessary knowledge to see if this can help and how it could help.

Choosing Natural Health Products

One of the most important things that should be mentioned about choosing and using natural health products is that these should be seen as supplementation. That practically means you will need to go to a doctor. In many cases we see people that decide not to take regular medication because of various different beliefs. That can only make everything worse.

In reality, the natural health products are going to make the body better adept at dealing with the problems that exist. Also, when some problems exist, you would be able to get a lot better since the natural health product makes the body stronger and it makes it react better than it could on its own.

The choice problem is one that should be handled with care. People tend to choose these products based on the indications of friends and family members. This is not a good approach. A much better way to handle things is to conduct a very good research.

Make sure that you are extremely careful when you buy natural health products online. We say this because the FDA and other organizations cannot actually monitor everything. It is vital that you do all you can in order to be sure you will buy something that is great for your body and your condition. You cannot do this when you blindly trust everything you find online. Buying natural health products should only be done from stores that you can trust and the products themselves have to be offered by trustworthy sources.

What you Should or Shouldn’t Do After Getting a Botox

Botox has revolutionised the cosmetic treatment industry, with more and more people reducing wrinkles and adding contour to the face. Botox treatment is both effective and affordable, and it gives a person the chance to change certain contours on the face, and can make a person look much younger. If you are about to undergo the treatment, here are some do’s and don’ts to follow that will ensure you get the most out of the treatment.

  • Do Avoid Strenuous Physical Activity – This is very important, especially during the first 24 hours. The Botox needs time to settle down, so take a rest from that gruelling workout. If you would like the treatment, but do not know how to go about it, a simple online search will put you in touch with the right clinic, and if you happen to live in Western Australia, and are looking for Botox Perth, you couldn’t find a better clinic than http://www.skinicity.com.au/, a leading skin clinic with state of the art facilities.

 

  • Don’t Drink Excessive Amounts of Alcohol – For a few days before and after, you should refrain from drinking alcohol, as this can cause a reaction, and possibly some bruising. It is a short period, and make sure you have no parties or social events on the calendar when you book the Botox treatment.

 

  • Don’t Lie on your Face – At least for a few hours anyway, and you might feel a little sleepy right after the treatment, but it is best to find something to do, for 3 or 4 hours, then you can return to normal activities.

 

  • Do Take Things Easy – there is a twenty four hour window during which you should not do anything physical. Rest and relaxation are both prescribed, so take the day off, and tell the family to wait on you hand and foot.

 

  • Don’t Touch the Affected Area – This is very important, and most people report an urge to massage the area, but this must be avoided at all costs. Try not to even touch the treated area, at least during the first 12 hours.

 

  • Don’t Take Aspirin or Other Blood Thinners – You will be asked if you take any blood thinning medication when you go for your first consultation, and if you do, stop taking it a few days before, and you can resume a few days after the treatment.

 

  • Don’t Over-Expose your Skin to the Sun – Avoid direct sunlight and tanning lamps, at least until the swelling and redness has disappeared. This will ensure that the Botox can settle and will prevent any skin damage that the rays might cause.

 

More and more people are turning to Botox as a way to look and feel younger, and with the right specialists, you can rest assured that the treatment is both safe and effective. There are reputable skin clinics that use the latest technology and products, and Botox is just one of a range of treatments on offer.

 

Public Health Officials Are Dealing with Ebola


University of Southern California Master of Public Health Online

Aside from the Zika virus, another virus that has been making headlines in recent months is the Ebola virus. There have been serious cases reported in different parts of Africa. More importantly, there are also cases of Ebola infection happening in certain parts of the United States. There is no need to worry, because the government and top universities such as the University of Southern California and its Master in Public Health department are taking active steps to limit the spread of the Ebola virus.

Nurses and healthcare workers are being prepared to handle cases of Ebola infection. The same can be said for students who are currently completing their MPH degree online. More importantly, information about how the Ebola virus spreads and the common symptoms to look for are readily available from various sources.

You can find all the information you need from the How Ebola Spreads infographic, which was created by the University of Southern California.